REAL ADDED VALUE: A CONTENTED CUSTOMER.
WE ALWAYS GO THE EXTRA MILE. USE NUMBERS. CREATE JOY. BMW FINANCIAL SERVICES.

It takes a team with exceptional interpersonal skills and a can-do attitude to deliver great customer service. People who are always prepared to go the extra mile to find solutions that satisfy the needs of our customers and business. People who want to place themselves optimally to develop their capabilities. So if you enjoy a culture of open exchange and mutual trust, and you’d like to take on a fast-paced role within a highly motivated team, join us in driving the future of personalised financial services.

We’re actively looking for an experienced Underwriter to join us within our Underwriting team.

Are you analytical, driven, decisive, hardworking and self-motivated? Passionate about delivering excellent customer service? Would you thrive in a flexible and hardworking team environment where you'd be able to directly contribute to the continued success and growth of our business?

In this role you'll be involved in evaluating financial data to make underwriting decisions on all types of proposals submitted by retailers and partners. Additionally, a key responsibility of the role is to make quick and responsible lending decisions. On a daily basis you'll be involved in the following:

• Responsible for underwriting proposals within an approved authority limit per customer / individual application.
• Make commercially sound decisions within the time standards agreed with Retailers and Partners.
• Accept or decline credit applications including negotiation of terms.
• Evaluate applications to highlight potential fraud and money laundering cases.
• Discuss proposals with Retailers, Partners and Internal Sales at all levels effectively.

Qualifications

• 1-2 years of Underwriting experience gained within the financial services sector.
• Ability to commit working on a fixed term contract basis.
• Flexibility to work on a shift basis including weekends (standard hours 37.5 over 7 day period).
• Time will be split between office and remote working.
• Ability to analytically assess, interpret and evaluate data quickly and accurately.
• Ability to deliver in a time pressured environment and handle multiple high priority tasks.
• Ability to build business relationships with strong interpersonal skills. 
• Act with integrity and embrace the principle of treating our customers fairly

In return we have an attractive flexible benefits scheme, with the option to select from:

• Car scheme
• Pension scheme
• Permanent health insurance
• Medical screening
• Healthcare cash plan
• Dental cover
• Competitive holiday entitlement
• Bonus scheme (subject to scheme rules)

You will be working in a highly engaged environment and an investors in people gold organisation.

To register your interest, please apply with your latest CV and a covering letter.

The initial assessment will be carried out via a video interview. 

All successful candidates will be required to complete a credit check.

Closing date: 14th December 2021