Description

Join us in cultivating a collaborative workplace driven by unique perspectives. We’re proud PwC advances a culture that helps everyone to thrive. It's one of the reasons we're recognized as a "Top Company" to work for in Canada. As you ignite a meaningful career and build a network that’ll last for life, you'll work with people from diverse backgrounds and industries to help solve important problems, empowered by technology to turn today's ideas into tomorrow's solutions. We cultivate an environment in which our differences are embraced and our people feel comfortable bringing their whole selves to work. An empowering and diverse environment starts with you. Are you ready to get started?

A career in our Financial Services Credit Risk practice, within Risk Consulting services, will provide you with the opportunity to help organisations rethink their approach to risk by developing a distinctive strategy and creating capabilities and performance. We play an important part in helping our clients assess, design and develop solutions that not only help them manage risk but also transform risk and complexity into a sustainable advantage.

Our team helps organisations measure and manage the risk associated with borrower, counterparties or other third parties who have a financial or contractual commitment to them. As part of the team, you’ll help assess, design, and implement strategic credit risk functions, collection and recovery units as well as leading credit risk management trainings.

Important point(s) to consider

Putting the safety of our people and clients first as we look to a hybrid future: The health, well-being and safety of our colleagues, clients, and communities is our number one priority. Vaccinations have proven to reduce the risk of COVID-19. Effective Friday, October 1, 2021, PwC Canada requires all partners, staff, contractors and visitors to be fully-vaccinated when entering a PwC location, subject to applicable legal exemptions. At PwC, the future ways of work will be a hybrid of in-person and virtual, allowing choice and flexibility to explore new ways of working and collaborating. Read this press release for further details.

What you’ll create and do

As a Manager, you’ll work as part of the leadership team of problem solvers, helping to solve complex business issues from strategy to execution. PwC Professional skills and responsibilities for this management level include but are not limited to:

Leading the execution of credit risk projects, such as model development, validation and implementation of credit risk methodologies including but not limited to obligor and facility risk rating, Basel regulatory capital, economic capital, and stress testing models, allowance for loan and lease loss models (e.g., IFRS9). Assist assurance teams with reviews of clients’ model development and validation processes.

Collaborating with different lines of business to develop new service offerings such as climate risk modelling, artificial intelligence/machine learning model risk management, etc.

Collaborate with the team members at various levels to lead and develop compelling client proposals, white papers, thought leadership and points of view, describing the business challenge and proposed business solutions.

Provide coaching to team members during project execution as well as career development

Build and maintain effective, trusting and collaborative client relationships.  

What you’ll bring to this role 

An interest in upskilling for a digital world and technology trends, an openness to learning new tools and adapting how you work

A demonstrated commitment to valuing differences, developing and coaching diverse teams, and ensuring diverse perspectives are heard

Excellent oral and written communication skills in English

5+ years’ experience in credit risk management and credit risk modelling

Hands on experience in a financial services risk department with credit risk modelling

Sufficient experience using Retail and Wholesale credit modelling techniques for adjudication, risk management, capital management and allowance calculations (e.g. IFRS9)

Development, implementation and assessment of quantitative credit risk measurement methodologies

Master’s or PhD degree in Economics, Statistics, Mathematics, Physics, Engineering, Financial Engineering 

Advanced analytical, problem solving and multitasking/project management skills

Good understanding and knowledge of credit risk processes, credit risk analytics, risk rating methodologies, risk management policies and risk management organization structures

Direct experience in Credit Risk Governance and Credit Policy groups in a major North American (preferably Canadian) Financial Institution

Exposure to a wide range of retail (consumer and small business) and commercial lending products and processes (such as commercial & industrial loans, commercial real estate, asset-based lending, project finance, leasing, etc.) would be an asset

Prior experience within a consulting or advisory role (or capable to work in a consulting/audit environments and project-based work)

Proven abilities, especially creative problem-solving, to utilize credit risk management software, data and methodology in the completion of client engagements, including leveraging related technology vendors and their application

Exceptional commitment to providing excellent client service, by building and maintaining productive relationships with both internal and external clients

Strong abilities to write and deliver proposals to prospective clients, including leveraging PC applications including Microsoft Word, Excel, PowerPoint and Project