Agile Working Options

Other Agile Working Arrangements / Open to Discussion

Job Description Summary

.

Job Description

We have a new role with our Edinburgh based Structured Transaction & Loan Management (ST&LM) team who manage our Commercial Banking securitised assets portfolio. Our team sits within the Portfolio Management area of Client Products, which optimises the allocation of capital and liquidity to enable the delivery of the Commercial Banking strategy.
 

Core Purpose of the Role

• You'll work within the collateral management area and fulfil the following responsibilities:
• Monitor performance of securitised loans to ensure timely and accurate fulfilment of collateral administration responsibilities in respect of completed securitisation transactions in accordance with applicable legal documentation;
• Support the Associate Director and Director in the data collation, analysis and both internal and external reporting requirements of new and existing transactions;
• Proactive replenishment of completed securitisation transactions in accordance with transaction criteria, maintaining issuance levels whilst optimising returns in respect of RWA and CRE (Corporate Real Estate) Cap relief;
• Embedding and documenting collateral management requirements of new and existing transactions within ‘business as usual’ operational processes whilst delivering a high quality service.
• Continuously assessing and driving improvements in the efficiency of day-to-day operations;
• Oversight of the daily Mark to Market valuation process for all Risk Transfer securitisations and assisting in the production of quarterly modelling in respect of Regulatory reporting requirements;
• Collaborative approach to working with colleagues from within Client Products and other key partners such as Risk, Finance, SPG and GCT.
   

What we're looking for

As an Associate in the securitisation team, you'll have sound partner management skills thereby facilitating successful working relationships to support the ongoing management of existing transactions and in the delivery of new transactions and initiatives.
 

You'll bring strong excel skills with an analytical background, high attention to detail and accuracy.
 

A solid understanding of Visual Basic for Applications (“VBA”) is preferred or as a minimum a strong desire to focus on this as a key development area.
 

Prior understanding of securitisation is not a requirement however knowledge of loan origination, risk ratings and underlying source systems (e.g. ACBS, RED, and M4V would be beneficial).
 

You'll be a motivated and hardworking colleague with a passion for collaboration, innovation and driving improvement.
 

A self-motivated individual with the ability to manage and prioritise multiple outputs, working at times under pressure and to meet tight contractual timelines, individually and as part of a team.
 

A proactive approach to work with good business awareness which supports the delivery of a high quality service to internal and external partners.
 

What we offer you

We'll provide you with a full training suite to allow you to grow and become fully competent in the role.
 

As well as a competitive salary, you’ll receive;

• Discretionary bonus and share plans
• Private Medical Insurance
• Pension, where we'll give up to a max of 15%
• 28 days leave plus bank holidays
• A flexible cash pot (4% of base salary) to spend on benefits
   

Portfolio Management represents a diverse team of motivated colleagues from a range of different backgrounds! We believe that having a team with varied strengths and equal opportunities helps us to deliver the best outcomes for our clients and for the bank. In our team have built an inclusive culture where everyone is welcome and respected. Flexible/ agile working is very common across the team, and we welcome applications from those wishing to work flexibly. We provide a culture where training and cross functional working is supported and encouraged.
 

We'll ensure that individuals with disabilities are provided reasonable accommodation to participate in the job application or interview process. Please contact us to request accommodation.
 

Together we make it possible.

At Lloyds Banking Group, we're driven by a clear purpose; to help Britain recover. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.

We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.