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Top Pension-Offering Companies

Another option is to hunt for positions in the private sector with companies that provide pensions. It is worth noting that fewer employers nowadays fulfill this definition. Many private firms that used to provide pensions have frozen them and replaced them with 401(k) plans for new workers.

In May 2022, however, these private firms were still providing pension benefits, frequently in addition to 401(k)s:

3M provides a 401(k) plan with a matching contribution as well as an employer-funded pension plan.

 Coca-Cola: The beverage firm provides a highly rated employee pension plan, as well as a 401(k) with a 3.5 percent employer match.

ExxonMobil: Exxon's pension allows for an exceptionally early retirement age of 50. Early retirees also earn a pre-Social Security pension to compensate for the SSA benefit they are not yet eligible to receive.  Prudential: Prudential's cash balance retirement plan (commonly known as a pension) is available to all workers and is based on a system that accumulates credits for each month of service.

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