How do you socialize when unemployed?

Being Unemployed Doesn't Have To Mean Sitting At Home Alone

According to the Mass Layoffs Summary published by the United States Department of Labor, 1,032,764 persons have been terminated from their jobs so far this year; and those are just the reported statistics.

If you've lost your job in the last several months, my heart goes out to you. I've been there.

The realization that you have just paid your last paycheck while being unable to predict where your next one will come from is a very unsettling one. But you'll survive.

When I was jobless for a period of six months, I managed to get through it without spending my weekends or evenings watching television by myself or eating ramen for every meal. I had a fulfilling life, and you can too.

1. Start the application process for unemployment benefits

If you were laid off from your work through no fault of your own, you may be eligible for unemployment compensation. The United States Department of Labor estimates that it will take between two and three weeks for you to begin receiving benefits after submitting a claim; hence, you should start the procedure as soon as your employment comes to an end. In certain places, you may submit your application over the phone or online, while in others, you have to go into the office in person. Check out the Department of Labor's list of state unemployment offices to learn more about the programs that are available in your own state.

Formulas that are used to calculate the amount that you will get are different for each state, but in general, it is calculated depending on how much money you made in the most recent 52 weeks. One popular formula, for instance, pays you just half of what you used to earn, up to a certain limit that is determined by the average wages in your state.

In the majority of states, the maximum number of weeks that you are eligible to receive benefits is 26, however there are programs that may extend this. For instance, a government program known as Emergency Unemployment Compensation (EUC) provides supplementary advantages, however it will no longer be available after December 29, 2012.

People who have used up their maximum amount of state compensation may be eligible for an extra 13–20 weeks of payments under a program called Extended Benefits, which is a joint state and federal initiative. However, eligibility for this program is limited to just those states with unemployment rates that are greater than a certain threshold. Your state employment office can inform you whether your state qualifies.

Be aware that unemployment benefits are subject to taxation, so don't let that fact surprise you while filing your taxes.

2. Create a spending plan for jobless people.

Before the time of the Great Recession, financial professionals suggested setting aside enough money to cover three to six months' worth of living costs in the event of an emergency, with the logical assumption being that one would find a new employment within that time frame. And although you may, things have changed. The United States Department of Labor reported in August that persons who had been out of work for an extended period of time accounted up forty percent of the overall unemployment rate. Given those figures, it's possible that you'll need to keep your emergency fund going for a longer period of time than you had planned; thus, you should start putting your money on a survivor's diet right away. The following is the formula for success:

Add up all of your savings and the benefits you are receiving from being unemployed, and then split that total amount into a number of months' worth of "income." This is the maximum amount that you can spend in a month and still be able to subsist. (It is hard to predict how many months you will need; nevertheless, to be on the safe side, you should aim for close to a year or more.)

Update your budget and hunt for savings. For instance, when I was initially let go from my job, I checked through my bills and discovered that I could lower the Internet and mobile phone packages that I had, so saving myself $45 per month.

Take a close look at your spending habits and determine where you can make reductions without negatively impacting the way you live your life. If you have Netflix, for instance, you won't really miss having cable television. We determined in our article entitled "You Don't Have to Pay for Cable TV" that the average annual cost of a cable television membership is $900. The annual price of Netflix is around $120. Make the switch, and you'll save $780 a year.

Be wise, don't squeeze pennies. You may not be able to spend as much as you used to be able to, but you don't have to make your life a living hell by keeping track of each and every cent when you're jobless. Just make use of a few simple methods for saving money, such as purchasing items when they are on sale, making use of coupons, or purchasing generic brands. This website has a wealth of information that may be of use to you, including such topics as "30 Tips to Save Money on Food," "7 Things You Should Always Buy Generic," and "205 Ways to Save Money."

3. Get the search for a job underway.

There are jobs available, but the competition for them is severe, and finding work takes a lot of time. To start things moving in the right direction, follow these steps.

Update your resume. For more contemporary suggestions on how to construct a CV, check out the article "10 Tips to Writing a Resume Better Than Yahoo's CEO." Then you should learn about the 12 really ridiculous resume mistakes and ensure that none of them are on your application.

Put up an online version of your resume on job search websites such as Monster and CareerBuilder. If prospective employers come across it, they could get in touch with you.

Network. The first place you should look is Facebook. According to a poll conducted by Jobvite, the social networking website was instrumental in the job search efforts of more than 18 million individuals in 2018. Additionally, you should check out LinkedIn. On it, you will encounter former coworkers, classmates from college, and possible employers who could be able to assist you in finding a career. If you don't already have a profile on the site, get one and go to work making connections. Twitter is also a platform that should be investigated.

Make your web presence more presentable. Even if the National Labor Relations Board has determined that you cannot be dismissed because of a statement you made on Facebook, it does not imply that prospective employers are not checking you up. Check out this article about how to find job using social networking! 4 Things You Should Never Do, and then conceal or remove anything else that you wouldn't want your potential future employer to see.

Investigate the many local resources. The workforce office in your community provides a wealth of resources that may assist you in finding jobs. Visit us in person, or have a look at, which is maintained by the United States Department of Labor.

4. Look for job that is just temporary.

You may have to be patient in order to get the career of your dreams, but in the meanwhile, there are lots of things that you can perform in order to bring in some extra income. Take, for instance:

Employment opportunities that are only available at certain times of the year include the approaching Christmas season, when businesses are searching for temporary labor. Take a look at the Holiday Jobs: Apply These Six Tips to Get and Keep Them Right Away: The 7 Best Places to Look for Work Right Now

Employment opportunities that are just temporary may be found with a large number of businesses, all of which are eager to hire someone for a period of a few weeks to a few months. You may get in touch with them with the assistance of employment placement services like Kelly Services and Manpower.

Jobs on the side: Working at an office isn't the only method to bring in some extra money. Take, for instance, a look at the website Canine Cash: How to Make Money With Your Four-Legged Friends in 5 Different Ways

5. Put more money into your savings.

Make a list of everything in your home and examine it to determine what items you no longer need, wear, or find useful. You may put it all up for sale and generate some more money.

I recommend using the internet as a sales venue for more expensive products such as electronics, jewelry, and collectibles. Check out this list of the 5 best websites for making money off of junk. For larger goods like furniture, a garage sale is your best choice. Check out these 13 suggestions for having a successful yard sale.

6. Stick to your timetable.

After I was laid off from my work, the first few days I still got up early and got a lot done, but after that, my productivity began to suffer. Not even two weeks later, I found that I was sleeping in until noon, watching much too much television, and becoming more agitated as a result of not adhering to any type of plan.

Now, I'm not saying that sleeping in late isn't one of the pleasures of being unemployed, but you'll feel a lot better (and have an easier time returning to work) if you stay to a plan during your time off of work. After I got my act together, I made it a point to hunt for a new job for a certain amount of time each day, go for a run every morning, and do chores around the home in the evening. It took me a few days to get back into the swing of things, but once I did, I made sure not to waste any more time.

7. Don't stop having fun

It's possible that you're not aware of it, but you did a significant amount of your socializing at work. Being a freelancer who works from home, I can attest to the fact that spending so much time by one's lonesome isolates oneself. I have a busy routine outside the home so that I don't have time to think about how isolated I am. Take, for instance:

Volunteer. Volunteering is not only gratifying, but it also provides a cost-free opportunity to meet new people, build professional connections, and keep oneself occupied. I continue to devote three days of my week to volunteering at an animal shelter. It forces me to leave the home and interact with a variety of individuals.

Create a group to go walking. A handful of my neighbors run businesses out of their homes. They had been strolling together as a group for the last several months now. They begin their day with a morning stroll together. If you get yourself out of the home and participate in activities with your friends and neighbors, you'll be able to burn more calories.

Find places that provide free enjoyment. It's not true that you can't go out and have fun if you're unemployed or living on a limited income just because you're in those situations. Find activities to have fun that don't cost you anything, like bringing your children to the park, attending to a free concert, or checking out an art exhibit.

No matter what you decide to do, you should make it a point to interact with other people. Not only will it keep you pleased, you could get some networking in as well. Who could say? Walking around the park with your neighbors or going to an old friend's house for coffee might lead to the discovery of your next career opportunity.


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